Author Archive

Addresses for Disputes on Credit Reports:

P.O. Box 9556
Allen, TX 75013
Equifax Information Services
P.O. BOX 740256
Atlanta, GA 30374
Customer Disclosure Center
Trans Union Consumer Relations
P.O. Box 2000
Chester, PA 19022-2000

Credit Score Examples

The person with the 780 score:

Has at least 10 credit accounts in total and a 15-year credit history.
Uses 15% to 25% of her credit card limits.
Has no late payments on her credit reports.
Has no collection accounts or other major negatives.

The person with the 680 score:

Has six credit accounts and an eight-year [...]

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Get Rid of Junk Mail
To get rid of most other junk mail, write a letter giving your complete name, name variations and mailing address to:
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P.O. Box [...]