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Addresses for Disputes on Credit Reports:

Experian NCAC P.O. Box 9556 Allen, TX 75013 Equifax Information Services P.O. BOX 740256 Atlanta, GA 30374 TransUnion Customer Disclosure Center Trans Union Consumer Relations P.O. Box 2000 Chester, PA 19022-2000

Credit Score Examples

The person with the 780 score: Has at least 10 credit accounts in total and a 15-year credit history. Uses 15% to 25% of her credit card limits. Has no late payments on her credit reports. Has no collection accounts or other major negatives. The person with the 680 score: Has six credit accounts and […]

Join a Credit Union: Save on fees

Get Rid of Junk Mail…..

Opt Out of Credit Card Offers You can also fill out the form online to opt out of all credit offers sent to you in the mail. Get Rid of Junk Mail To get rid of most other junk mail, write a letter giving your complete name, name variations and mailing address to: Mail Preference […]