One of the easiest ways to make sure that your credit report is in the best shape that it can be in is to use a credit monitoring site. For a small monthly fee you will have a service that notifies you if there is a change in your credit report, an inquiry or changes to your information.
Monitoring your credit can also be one of the first steps in helping to detect identity fraud before it does damage to your credit report.
One of my favorite services is True Credit. This site provides information on all three of your credit bureau reports. It also provides your credit score for the three bureaus. This site is one option that is available to you for monitoring your credit reports.
There are many others to choose from. You should pick the one that fits your needs and budget. Additional links can be found on our Links page.